Last year was a very meaningful year for Hyundai Capital. In 2022, Hyundai Capital relocated its head office to the front of Seoul Station and began to work on changing the company's DNA, establishing the foundation for New Hyundai Capital. And these efforts have led to excellent results in both quantitative and qualitative aspects.

Despite the global economic uncertainty, we have grown our total global assets by more than 10% compared to the previous year (130 trillion won), and since the second half of last year, we have secured liquidity in advance and adjusted our business portfolio in preparation for a deteriorating business environment and built a solid crisis response system.
This year, Hyundai Capital will continue to spare no effort on serving its role as the captive finance company for Hyundai Motor Group. As a member of the Hyundai Motor Group, we will establish a strong “One Team” system with Hyundai Motors and KIA, and provide financial services that enable Hyundai Motors and KIA's customers to purchase vehicles most efficiently.

As for the global business, we intend to more actively expand product and service coverage as well as regions in line with the expansion of the Hyundai Motor Group's overseas sales market.
To become “Global Leader in Mobility Finance”, we plan to actively improve the way our employees work and our corporate culture.

The achievements Hyundai Capital has achieved so far would not have been possible without the support of our customers. We promise to become a company that conducts all management activities from the customer's point of view and protects the rights and interests of our customers with top priority.

Thank you.