CEO Message

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Welcome to Hyundai Capital Services, the Market Leader in Mobility Finance

Hyundai Capital Services is the leading auto finance company offering innovative financial products and services to our customers in close collaboration and partnership with the Hyundai Motor Group.

Our global assets exceed KRW158 trillion and through preemptive risk management, we have achieved superior asset quality with a delinquency rate below 1%.

Hyundai Capital Services’ strong business performance is recognized globally. Earlier this year, Moody’s and Fitch, two of the three leading global credit rating agencies, upgraded the Company’s credit ratings to the highest level in its operating history.

As the Hyundai Motor Group’s captive finance company, we offer the most reliable and optimized financial services to customers who, through the Hyundai Motor Group, purchase vehicles and also use its diverse mobility services.

In addition to electric vehicles and hydrogen vehicles, the Hyundai Motor Group is exploring new and exciting areas including Certified Pre-Owned (CPO) vehicles, Urban Air Mobility (UAM), Purpose Built Vehicle (PBV), and robotics to lead the mobility revolution. Hyundai Capital Services will work closely with the Group to continually develop innovative financial products that support all of the Group’s mobility businesses and initiatives.

Hyundai Capital Services is also enhancing innovation in digital finance. We are planning to launch a customer-friendly app that embodies a new digital paradigm, fully embedding and utilizing AI and digital technologies in all of our customer interface, channels, and processes.

We place the highest priority and focus on our customers as the basis of all of our decision making. We are committed to consumer protection, strictest compliance to rules and regulations, and our social responsibilities, with the goal of providing the best products and services for our customers.

‘Global Leader in Mobility Finance’

We are dedicated to ensuring a better future for all of our Hyundai Capital Services’ constituents.

Thank you for your ongoing support and encouragement.

Hyundai Capital Services
CEO and President Hyung-Jin David Chung
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