Company Overview

Ever since launching its installment loan business in 1996, Hyundai Capital Services has been No.1 in the Korean auto finance market. As a leading financial services provider financial provider for Hyundai, Kia, and Genesis vehicles, the company offers various auto financial products and services.

By actively utilizing digital technology, Hyundai Capital Services has digitally simplified the complex process of auto finance and introduced customer-friendly services such as a deep learning-based used car price service and used car certification service for the first time in the industry.

Hyundai Capital Services provides financial service for Hyundai Motor, Kia, and Genesis. Under the slogan of ‘Global One Company’, Hyundai Capital has a total of 15 entities and 2 branches in 14 countries around the world including the U.S., China, U.K., and Germany. By establishing Hyundai Capital Bank Europe Italy branch in October 2021 and Hyundai Capital France in January 2022, we are actively supporting Hyundai Motor Group’s sales growth in the European market. In 2021, the company achieved remarkable milestone of KRW 110 trillion in total asset amid unprecedented crisis.

Hyundai Capital takes pride in pioneering new markets and innovating.

Company Report
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Corporate History

  1. 2021~Present
  2. 2016~2020
  3. 2011~2015
  4. 2006~2010
  5. 2001~2005
  6. 1993~2000
  1. 2022. 9 HQ relocated to the 'Grand Central' building near Seoul station
  2. 2022. 9 HCS-Kamco signed a business agreement to support vulnerable and overdue borrowers
  3. 2022. 9 HCS granted customers affected by Typhoon Hinnamnor a grace period of up to 6 months and a fee exemption
  4. 2022. 8 HCS app upgrades to 'automotive specialized financial information platform'
  5. 2022. 7 Interest-free installment plan product launch
  6. 2022. 7 Chatbot 'Cabin' service launches
  7. 2022. 7 HCS joined UNGC
  8. 2022. 6 Issues CHF-denominated bonds worth 200 million
  9. 2022. 5 Holds Consumer Centered Management (CCM) proclamation ceremony
  10. 2022. 5 Launches “One Company, One School Financial Education” program
  11. 2022. 4 Launches new employee open recruitment for the first half of 2022
  12. 2022. 4 Introduces platform based “Convenient Loan Comparison” service
  13. 2022. 3 Launches Hyundai Capital App 2.0
  14. 2022. 3 Issues AUD-denominated bonds worth 200 million
  15. 2022. 3 Coordinates financial services consumer panel for the first time in the industry
  16. 2022. 3 Provides extension on repayment period and fee exemption for six months period for customers affected by east coast wildfires
  17. 2022. 3 Launches interest free installment promotion for Hyundai Motor vehicles and multi-purpose purchase support program for KIA Ray van models
  18. 2022. 2 Launches “Car Use Program with Free Cancellation Option”
  19. 2022. 2 Launches low interest rate promotion for use of all models of Hyundai Motor, Genesis, and KIA
  20. 2022. 1 Issues USD-denominated bonds worth 700 million
  21. 2022. 1 Enters French market in cooperation with Societe Generale Group
  22. 2022. 1 Extends long term rental ‘K-Solution’ program and launches installment/lease/rent promotion for January
  23. 2021. 12 Launches AI-based call center system “AI Automated Happy Call”
  24. 2021. 12 Obtains “ISO37301” certificate for the first time in the industry
  25. 2021. 12 Awarded “Outstanding Company” at the ESG Awards 2021 by Korea Corporate Governance Service
  26. 2021. 11 Renews Hyundai Capital’s official website
  27. 2021. 11 HCS obtains A+ rating in the ESG evaluation for three years in a row
  28. 2021. 11 Launches “K-Solution” program for Kia customers HCS obtains A+ rating in the ESG evaluation for three years in a row
  29. 2021. 9 Issues KRW-denominated sustainable bonds worth 280 billion
  30. 2021. 8 Hyundai Capital Services launches finance program exclusively for Kia EVs
  31. 2021. 7 "Hyundai Capital Services launches Hyundai Motor 'N'-exclusive car finance product 'N-FINANCE'"
  32. 2021. 6 Launches a car lease product allowing customers to return without paying fees
  33. 2021. 6 Launches 'Hyundai Mobility Installment' product which reduces pressure on personal customers paying interest
  34. 2021. 6 Wins recognition given by the Minister of Environment for its contribution to promoting green business
  35. 2021. 5 "Launches 'installment-like lease' product which combines benefits of installment and lease"
  36. 2021. 5 "Signs an MOU applies to V2G pilot project for Jeju Special Self-Governing Province's business vehicles"
  37. 2021. 4 Issues KRW-denominated green bonds worth 300 billion
  38. 2021. 4 Offers Purchase promotions exclusively on Kia K-series
  39. 2021. 2 Issues global green bonds worth 600 million
  40. 2021. 1 Launches Genesis-exclusive finance product 'Hyundai Capital G-FINANCE'
  1. 2020. 12 "Signs an MOU with the Postal Logistics Agency and the National Labor Union of Parcel Delivery Workers"
  2. 2020. 10 Issues KRW-denominated green bonds worth 200 billion
  3. 2020. 9 Participates in a feasibility study for on-demand charging service
  4. 2020. 9 Launches used-car consulting service 'Check before you buy a used car'
  5. 2020. 9 Launches Kia Motors Start Plan promotions for customers in their 20s and 30s
  6. 2020. 6 Issues CHFdenominated green bonds worth 300 million
  7. 2020. 6 Issues KRWdenominated sustainable bonds worth 230 billion
  8. 2020. 4 Launches AI-enabled “vehicle image reading system”
  9. 2020. 3 Introduces global IT standard platform
  10. 2020. 2 Hyundai Capital Bank Europe(HCBE) enters into an agreement to acquire Sixt Leasing SE's shares
  11. 2020. 2 Launches a Kia EV-exclusive program
  12. 2020. 1 Issues CHFdenominated public bonds worth 300 million
  13. 2019. 12 Offers exclusive Purchase Program promotions on Kia Motors' 3rd generation K5
  14. 2019. 12 Issues KRWdenominated green bonds worth 200 billion
  15. 2019. 11 Launches beta service for Hyundai Capital's customized certified pre-owned cars
  16. 2019. 10 Signs an MOU for leasing micro electric vehicles for mail delivery
  17. 2019. 9 "Opens “Digital Auto Finance” web site, which offers integrated auto finance services for new car purchases "
  18. 2019. 7 Signs an MOU to introduce micro electric vehicles
  19. 2019. 5 Signs an MOU to introduce eco-friendly delivery vehicles
  20. 2019. 4 Issues KRWdenominated green bonds worth 300 billion
  21. 2019. 4 Signs an MOU with SK Encar.com
  22. 2019. 4 Sets up Banco Hyundai Capital Brasil, BHCB
  23. 2019. 3 Launches 'Save Car Rental - Balloon Payment'
  24. 2019. 1 Offers 'low APR installment' for Hyundai Motor flagship models
  25. 2019. 1 Issues CHFdenominated green bond worth 200 million
  26. 2019. 1 Wins “Best Corporate Bond Issuer 2018” award from The Asset
  27. 2018. 12 Launches digital-based used car loans
  28. 2018. 12 Launches “Delivery Car,” a car-sharing platform
  29. 2018. 11 Launches beta version of Plcar, a vehicle management app
  30. 2018. 11 Launches 'Long-term Car Rental - Cost Sharing'
  31. 2018. 10 Launched ‘Easy Drive Program’, a long-term rental car service for foreigners
  32. 2018. 7 Launched ‘Wise Plan’, a lease program for Genesis
  33. 2018. 7 Launched ‘Auto Book’, an AI-based used car price search service
  34. 2018. 6 Launched ‘Car driving log 2.0’, a service to manage cars for business purposes
  35. 2018. 5 Signed a HCS-KT MOU to develop ‘finance and services using AI terminal’
  36. 2018. 4 Launched "FCEV/EV leasae product" for the first time in the industry
  37. 2018. 4 Launched 'Certified Pre-Owned Car(CPO) online shop'
  38. 2018. 3 Held a win-win agreement ceremony between ‘Delivery Car’ and 160 partnering rental car companies
  39. 2018. 2 Hyundai Capital Skywalkers won 2017-18 Professional Volleyball V League
  40. 2018. 1 Extended car-sharing service of ‘KTX-Delivery Car’ to Gyeonggang Line
  41. 2018. 1 Signed a HCS-Korea Transportation Safety Authority-Seoul National University MOU to develop used car prices system utilizing AI
  42. 2017. 12 Signed an MOU with Jeju Air to improve user-friendliness for airline passengers
  43. 2017. 12 Introduced the first cloud-based ‘global single HR platform’ in Korea’s financial sector
  44. 2017. 12 Received ‘Presidential Award’ in 2017 safety culture best case contest
  45. 2017. 11 Began to offer finance support programs to customers suffering from earthquakes
  46. 2017. 9 Launched an ‘Actual Used Car in the Market’ search service
  47. 2017. 9 Launched car-sharing program 'Delivery Car'
  48. 2017. 8 Issued global bonds (worth USD 900 million)
  49. 2017. 6 Signed win-win contracts with 42 used car dealers
  50. 2017. 5 Rolled out a cost-sharing type (between company and employees) long-term rental car business for corporate customers
  51. 2017. 3 Hyundai Capital–Jeju provincial government signed an agreement for Jeju Electric Car Sharing project
  52. 2017. 3 HCA issued global bonds (worth USD 1.1 billion)
  53. 2017. 3 HCUK named 2016 Captive Finance Company by Motor Finance
  54. 2017. 3 Issued Kangaroo bonds (worth AUD 400 million)
  55. 2017. 3 Hyundai Card·Hyundai Capital·Korea Railroad signed an MOU
  56. 2017. 3 Issued global bonds (worth USD 600 million)
  57. 2017. 1 Received 2016 Korea’s Best Green Bond by ‘The Asset’, global financial magazine
  58. 2016. 12 Received Environment Ministry award for electric car promotion
  59. 2016. 11 Launched ‘Hyundai Capital Vehicle Usage Program’
  60. 2016. 10 HCBE received the banking license from ECB for the first time as a non-EU financial institute
  61. 2016. 9 Launched ‘All-in-one installment’
  62. 2016. 8 Renewed electric car only lease product
  63. 2016. 8 Launched personal lease, low mileage program
  64. 2016. 6 Launched Economy Rental car product
  65. 2016. 5 Launched ‘Smart Exchange’ long-term Rental program
  66. 2016. 4 Launched Lease·Tuning car package and LPG-only product
  67. 2016. 4 Kicked off ‘Gwangju 1913 Songjeong Station Market Revitalization’ project
  68. 2016. 4 Renewed Hyundai Capital CI
  69. 2016. 3 Issued First Korean Corporate Green Bond (amounts to $500 million)
  70. 2016. 3 Hyundai Capital Skywalkers volleyball team, won the regular season with 18 consecutive wins
  71. 2016. 2 Launched Genesis·K9 personal lease program
  72. 2016. 2 Launched 'My Style' installments program
  73. 2016. 2 BHAF, first-issued ABS in China (amounts to 1.5 billion Yuan)
  74. 2016. 1 BHAF, launched new wholesale financing
  1. 2015. 12 BHAF, acquired the ISO27001 certification in ISMS(Information Security Management System) accredited by UKAS(United Kingdom Accreditation Services)
  2. 2015. 12 Awarded for 2015 Korea Job Creation Awards by Ministry of Employment and Labor
  3. 2015. 12 Launched Genesis-EQ900 lease program
  4. 2015. 10 Launched lease program for small commercial vehicles
  5. 2015. 6 Signed a business agreement with WooriBank
  6. 2015. 6 HCA wons '2015 Adam Smith Award of Treasury Today' for top treasury team
  7. 2015. 4 Opened Hyundai Card-Capital CEO LOUNGE
  8. 2015. 4 Launched Hyundai Card-Capital CEO PLAN project
  9. 2015. 3 HCA signed a partnership agreement with CCCS-OS(CSR organizations in U.S.)
  10. 2015. 2 HCA registered as MoMA sponsor
  11. 2015. 2 Launched Korea's first Electric car Lease program
  12. 2015. 1 S&P raised credit rating to A-(S)
  13. 2015. 1 Published 'PRIDE Edition2 - The 50 Ways of Hyundai Card'
  14. 2014. 10 Launched personal lease program
  15. 2014. 5 Launched 'Hyundai Grandeur' Lease/Rental car program
  16. 2014. 4 Carried out 'Bongpyeong Market Revitalization project'
  17. 2014. 1 S&P raised credit rating to BBB+(P)
  18. 2014. 1 HCUK, first-issued ABS in England as a Korean financial firm
  19. 2013. 12 Hyundai Capital America(HCA), ranked 1st in the U.S. consumer financing satisfaction study by J.D. Power
  20. 2013. 7 Completed construction of 'CASTLE OF SKYWALKERS', a multi-functional base camp of SKYWALKERS
  21. 2013. 5 Reached 10 million visitors in Hyundai Card-Capital's corporate blog
  22. 2013. 5 Hyundai Capital issued Asia's first kangaroo bond(amounts to 250 million Australian dollars)
  23. 2013. 4 Won 'RAM League Award' in Malaysia
  24. 2013. 1 Launched 'MY BUSINESS Membership' for business owner
  25. 2012. 11 Won Korea's best 'HR management' award
  26. 2012. 10 Moody's raised credit rating to Baa1(S)
  27. 2012. 9 JCR raised credit rating to A+(S)
  28. 2012. 9 Established BHAF(Beijing Hyundai Auto Finance) with Beijing Automobile Works
  29. 2012. 7 Launched personal Long-term rental car program
  30. 2012. 7 Established Hyundai Capital UK with Santander bank
  31. 2012. 6 Fitch raised credit rating to BBB+(S)
  32. 2012. 5 Launched K9 New car installments and lease program
  33. 2012. 5 Hosted CSR contest 'Change the Planet'
  34. 2012. 4 Launched Small car Lease program
  35. 2012. 3 Designed and donated limousine bus to National Ballet Theater
  36. 2012. 3 Published 'PRIDE - The 50 Ways of Hyundai Card'
  37. 2012. 2 Donated 'Children's little library' to underprivileged child care center
  38. 2012. 1 Issued 20 billion Swiss franc bond
  39. 2011. 12 Re-launched IR website of Hyundai Card-Capital-Commercial
  40. 2011. 12 Hosted Hyundai Capital Stop & Listen 05
  41. 2011. 11 Launched debit card for business owner
  42. 2011. 11 Launched Used car loan program
  43. 2011. 10 Opened Hyundai Card-Capital MY BUSINESS portal
  44. 2011. 9 Hosted Hyundai Capital Invitational 'Su-Mi Jo Park Concert'
  45. 2011. 8 Hosted Hyundai Capital Stop & Listen 04
  46. 2011. 7 Launched u-Bogeumjari loan program with the Korea Housing Finance Corporation
  47. 2011. 7 Hyundai Card-Capital Dream Project won 'IDEA Gold Award'
  48. 2011. 6 Opened Finance Shop on Icheon, Pyeongtaek
  49. 2011. 5 Hosted Hyundai Capital Stop & Listen 03
  50. 2011. 5 RAM raised credit rating to AAA
  51. 2011. 3 Hyundai Card-Capital MY BUSINESS, introduced market analysis solution service
  52. 2011. 2 Received BBB(S) credit rating from Fitch
  1. 2010. 12 Hosted Hyundai Capital Stop & Listen 02
  2. 2010. 11 Hosted Hyundai Capital Autoplan 'Nam Kyeong-joo Musical Concert'
  3. 2010. 11 Launched loan program for highly paid worker
  4. 2010. 11 S&P raised credit rating to BBB+(S)
  5. 2010. 10 Launched KlassAuto Long-term Rental car program
  6. 2010. 9 Hosted Hyundai Capital Invitational 'Korea-Japan Pro Golf Match'
  7. 2010. 9 Opened Hyundai Capital corporate blog
  8. 2010. 7 Launched Direct loan program
  9. 2010. 7 JCR raised credit rating to A(S)
  10. 2010. 5 Hosted Hyundai Capital Invitational 'BBC Symphony Orchestra Park Concert'
  11. 2010. 5 Established Hyundai Capital Europe GmbH
  12. 2010. 3 Introduced executive's customer resolution program
  13. 2010. 3 Domestic credit rating upgraded to AA+
  14. 2010. 2 Hosted Hyundai Capital Autoplan 'Tenor Im Woong-gyun Film Music Concert'
  15. 2009. 9 Established Hyundai Capital Germany GmbH with Santander bank
  16. 2009. 7 Ranked first in Most Desired Company to work for Award among credit card/capital companies
  17. 2009. 6 Launched Prime Mortgage Auction loan program
  18. 2009. 5 Introduced free warranty service for used imported cars
  19. 2009. 4 Launched Prime Mortgage card
  20. 2009. 3 Introduced customer visiting service for Prime loan program
  21. 2009. 3 Launched Hyundai Capital KlassAuto VVIP
  22. 2008. 10 Won Overall Management & Best CEO in HR Management Award by KMAC
  23. 2008. 9 Acquired ISO 27001 certification for customer information security
  24. 2008. 8 Reached 1 million of Used car installments customers
  25. 2008. 3 Received AA1(S) credit rating from RAM
  26. 2008. 2 Introduced Lease succession service
  27. 2008. 2 Launched Prime Mortgage loan program
  28. 2007. 12 Won Best Website Prize in Web Award Korea
  29. 2007. 10 Opened used car finance portal Auto Inside
  30. 2007. 9 Launched ePrime loan program
  31. 2007. 8 Hosted Hyundai Capital Invitational 'Tour de Korea 2007'
  32. 2007. 8 Renewed Hyundai Capital Prime loan program
  33. 2007. 8 Carried out Career Market
  34. 2007. 1 Moody's raised credit rating to BBB2
  35. 2007. 1 Launched Hyundai Capital KlassAuto deferred lease program
  36. 2006. 8 Opened the first Finance Shop
  37. 2006. 6 Launched Bogeumjari loan program with the Korea Housing Finance Corporation
  38. 2006. 3 Opened Finance Studio in Gwanghwamun, Yeongdeungpo
  39. 2006. 2 Domestic credit rating upgrade to AA
  1. 2005. 11 Won '2005 Korea Financial Innovation' award
  2. 2005. 11 Received BBB(S) credit rating from S&P
  3. 2005. 9 Launched Prime Mortgage loan program
  4. 2005. 9 Launched Auction Auto loan program
  5. 2005. 8 Received Baa3(S) credit rating from Moody's
  6. 2005. 4 Introduced warranty service for used cars
  7. 2005. 4 Launched Premium Financing loan program
  8. 2005. 2 Founded 'Cheonan Hyundai SKY WALKERS', Hyundai Capital's professional volleyball team
  9. 2005. 2 Received A-(S) credit rating from JCR
  10. 2004. 10 Founded joint venture with GE Capital
  11. 2004. 10 Launched auto leasing brand KlassAuto and installment brand Autoplan
  12. 2004. 10 Ranked 1st in Korean Customer Satisfaction Index(KCSI)
  13. 2004. 8 Formed strategic alliance with GE Capital
  14. 2004. 6 Launched Home Equity loan program
  15. 2004. 5 Won 'Best product prize' in KMBA Internet Award
  16. 2004. 1 Announced Hyundai Capital CI(Corporate Identity)
  17. 2004. 1 Launched Hyundai Capital Prime club
  18. 2003. 11 Won grand prize in Customer Satisfaction Management Award
  19. 2003. 7 Won grand prize in the Korea Web Power Index (KWPI)
  20. 2003. 1 Won gold prize in the 12th Dasan Finance Award
  21. 2002. 11 Domestic credit rating upgraded to AA-
  22. 2002. 10 Hyundai Capital with SK securities, launched Auto Save program
  23. 2002. 10 Hyundai Capital with SK telecom, launched Moneta Dream loan pass
  24. 2002. 10 Ranked 1st in Korean Customer Satisfaction Index(KCSI)
  25. 2002. 9 Launched Auto Save program
  26. 2002. 6 Hosted 'the 1st Campus Leader Idea Contest'
  27. 2002. 5 Launched Adena, women's exclusive loan card
  28. 2002. 2 Domestic credit rating upgraded to A+
  29. 2002. 1 Launched auto leasing program Justdrive II
  30. 2001. 10 Reached 1 million of Hyundai Capital's Dream loan pass customers
  31. 2001. 8 Hyundai Capital, acquired Diners Card
  32. 2001. 7 Launched Hyundai Capital KlassAuto
  33. 2001. 5 Domestic credit rating upgraded to A
  34. 2001. 2 Launched Used car auction loan(B2B financing) program
  35. 2001. 2 Moved headquarters to Yeouido(Hyundai Capital Bldg.)
  36. 2001. 1 Launched Hyundai Capital loan card, Dream loan pass
  1. 2000. 8 Domestic credit rating upgraded to A-
  2. 2000. 7 Carried out dealer agency system
  3. 2000. 3 Carried out dealer agency system
  4. 2000. 3 Launched personal cyber credit loan, speed petty loan program
  5. 2000. 1 Introduced internet billing system
  6. 1999. 11 Launched PERFECT education loan program
  7. 1999. 8 Launched flexible limit loan and region-specified loan program
  8. 1999. 7 Launched tuition loan program
  9. 1999. 3 Launched beneficiary certificate secured loan program
  10. 1999. 1 Changed company name to HYUNDAI CAPITAL SERVICES, Inc.
  11. 1998. 12 Launched venture capital financing business
  12. 1998. 11 Increased capital to 300 billion won
  13. 1998. 8 Launched medical expenses loan program
  14. 1998. 6 Launched family financing loan program
  15. 1998. 6 Launched leasing program
  16. 1998. 6 Launched Sinbaram(personal loan and leasing business) loan program
  17. 1997. 7 Increased capital to 125 billion won
  18. 1997. 3 Increased capital to 100 billion won
  19. 1996. 4 Launched home mortgage financing business
  20. 1996. 1 Acquired license for installment finance business
  21. 1995. 11 Increased capital to 74 billion won
  22. 1995. 8 Acquired preliminary license for installment finance business
  23. 1995. 4 Changed company name Hyundai Financial Services Co.
  24. 1994. 12 Increased capital to 24 billion won
  25. 1993. 12 Founded Hyundai Auto Finance Co. Ltd