As Korea's leading credit-specialized financial company, Hyundai Capital has maintained its undisputed No.1 position in the auto finance market since launching installment financing business for the first time in Korea in 1996.

It is the financial arm of Hyundai Motor Company, KIA, and Genesis, providing services and products focusing on auto finance, while also offering credit loans and mortgage loans.

Hyundai Capital is actively pursuing digital transformation in all business areas, and leading digital innovation in the auto finance industry by strengthening data science and digital capabilities. Under the vision of 'Global Leader in Mobility Finance', Hyundai Capital has become Korea's largest global financial company, operating 15 entities and 2 branches in 14 countries around the world.

In line with the Hyundai Motor Group's overseas business strategy, Hyundai Capital is successfully performing its role as the captive finance company of the Group, and through such efforts has achieved the remarkable performance of KRW196 trillion in global assets (Asset as of 2024 closing).

In 2023, Korea Investors Service, NICE Credit Ratings, and Korea Ratings, the three major credit rating agencies in Korea, raised Hyundai Capital's credit rating from AA Positive to AA+ Stable.

Global ratings leaders Moody's and Fitch upgraded Hyundai Capital's rating from Baa1 (Positive) to A3 (Stable) and BBB+ (Positive) to A- (Stable) respectively, while S&P also lifted its outlook from BBB+(Positive) to A-(Stable), so that Hyundai Capital achieved the Triple Crown feat of having its credit rating raised by the global Top 3 rating agencies (As of April 2025).

Hyundai Capital will ceaselessly strive to take on new challenges around the world.