Hyundai Capital is Korea's leading credit-specialized financial company that has maintained its undisputed No.1 position in the auto finance market since it started the installment financing business for the first time in Korea in 1996.
As the financial arm for Hyundai Motor Company, KIA, and Genesis, Hyundai Capital provides financial services and products such as credit loans and mortgage loans, with a focus on auto finance.
Hyundai Capital is actively pursuing digital transformation in all business areas. We are leading digital innovation in the auto finance industry by strengthening data science and digital capabilities. Under the vision ‘Global Leader in Mobility Finance’, Hyundai Capital is the largest global financial company in Korea operating 15 entities and 2 branches in 14 countries around the world.
In line with the Hyundai Motor Group's overseas business strategy, Hyundai Capital is successfully performing its role as the captive finance company of the Group, and through such efforts, it has achieved a remarkable performance of achieving KRW 130 trillion in global assets.
In 2023, Korea Investors Service, NICE Credit Ratings, and Korea Ratings, the three major credit rating agencies in Korea, changed Hyundai Capital's credit ratings from AA Stable to AA Positive. Also, Moody's, one of the world's top three credit rating agencies, raised the credit rating outlook from Baa1 (stable) to Baa1 (positive), recognizing Hyundai Capital's solid financial stability and its excellent procurement capabilities.
Going forward, Hyundai Capital will continue to take on new challenges around the world.